Loan Rates
All rates listed are "As Low As" rates except for VISA credit cards, line of credit loans, and home equity loans.*
| New Auto Loans | |||
| Term | Relationship APR | Fixed APR | |
| 24-36 months | 4.49% | 5.49% | |
| 37-48 months | 5.49% | 6.49% | |
| 49-60 months | 6.49% | 7.49% | |
| Used Auto Loans | |||
| Year | Relationship APR | Fixed APR | |
| 2024 - 2020 | 6.99% | 7.99% | |
| Older | 8.79% | 9.29% | |
| Classic | 6.49% | 7.49% | |
| Chiropractic Equipment Loans | |||
| Term | Relationship APR | Fixed APR | |
| New up to five years | 5.99% | 6.99% | |
| Used up to five years | 6.49% | 7.49% | |
| New Recreation Vehicle | ||
| Term | Fixed APR | |
| Up to five years | 8.99% | |
| 61-144 months | 9.59% | |
| Used Recreation | ||
| Term | Fixed APR | |
| Up to five years | 9.59% | |
| 61-144 months | 10.59% | |
| Unsecured Loan Special | |
| Term | Fixed Rate |
| 12 Months | 9.99% |
| 13 to 36 Months | 11.99% |
| 37 to 60 Months | 12.99% |
| Home Equity Loan | |
| Call us for our current rate | |
| Variable APR Index - Prime Rate published in the WSJ |
|
| Prime Rate Effective 05/04/2023 | 8.50% |
| Share Pledge | ||
| Term | Fixed APR | |
| 2 years | 5.99% | |
| 3 years | 5.99% | |
| 4 years | 5.99% | |
| 5 years | 6.24% | |
| VISA Classic and Platinum |
| VISA Classic 13.8% APR VISA Platinum 9.9% APR www.ezcardinfo.com Card Services 800-237-6211 |
| Elite Express | ||
| Amount | Relationship APR | Fixed Rate |
| $5,000 minimum/$25,000 maximum | 11.25% | 11.50% |
| Revolving Credit/Overdraft Protection |
| Revolving Credit 14.9% APR Minimum $500 Overdraft Protection 14.9% APR Minimum $100 Maximum $5000 |
| Relationship Discounts |
|
We like to reward members who participate in credit union services by providing an interest rate discount on secured loans (vehicles & RVs) when you take advantage of multiple CFCU products and services.
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*APR = Annual Percentage Rate, subject to change. Rates based on individual credit history (except for VISA credit cards, line of credit loans, and home equity loans), along with amount, model year and term of loan. Variable rates based on T-Bill, plus points determined by the term of the loan. Variable rates are subject to change quarterly.
Apply for a Loan
SAVE WITH
DISCOUNTED RATES
Relationships matter! As a valued CFCU member, you can receive discounted loan rates when you take advantage of multiple CFCU programs for secured loans, VISA cards, checking accounts and more.
Call 248-478-4020 to see how much you can save!
SKIP A
PAYMENT
When things get a little tight, CFCU lets you take a break from your loan payments once each year…and keep the extra cash in your pocket.