Privacy Policy
| FACTS |
WHAT DOES CHIROPRACTIC FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
When you are no longer our member, we continue to share your information as described in this notice. |
| How? |
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| Reasons we can share your personal information | Does Chiropractic FCU share? | Can you limit this sharing? |
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
yes | no |
For our marketing purposes— to offer our products and services to you |
yes | no |
For joint marketing with other financial companies |
yes | no |
For our affiliates’ everyday business purposes— information about your transactions and experiences |
yes | no |
For our affiliates’ everyday business purposes— information about your creditworthiness |
no | We do not share |
For our affiliates to market to you |
no | We do not share |
For non-affiliates to market to you |
no | We do not share |
| Questions | Call 248-478-4020 or go to chirofcu.org |
| What we do | ||
| How does Chiropractic FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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| How does Chiropractic FCU collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information for others such as credit bureaus, affiliates, or other companies. |
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| Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing.
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| Definitions | ||
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. Chiropractic Federal Credit Union has no affiliates. |
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| Non- affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non affiliates we share with can include mortgage companies, insurance companies, direct marketing companies, and nonprofit organizations. |
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| Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies and credit card companies.
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